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Best Practices

Open Architecture

Choice is always a good thing. Having a plan that is open architecture means you have choice in terms of investment lineup.
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Keep Plan Clean

Keeping your plan clean means you minimize the number of accounts belonging to terminated employees. [button title=”Read More” url=”https://montereywealth.com/401k-plan-consulting/best-practices/plan-clean/” color=”magenta”]

Manage Plan Expense

As a fiduciary, it is your job to make sure you understand the expenses incurred by the participants.[button title=”Read More” url=”https://montereywealth.com/401k-plan-consulting/best-practices/manage-plan-expenses/” color=”magenta”]

Monitor Investment Performance

Another requirement is to monitor investment performance on an on-going basis.
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Model Portfolios

Offering model portfolios gives your plan participants the guidance they need to establish well-balanced portfolios.
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Service Delivery Agreement

Having a well-defined service delivery agreement makes sure that you, your plan advisor, and record-keeper are on the same page in terms of plan management tasks.
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